The Epidemic of Edited UPI Receipts
Student organizers face a unique challenge: commercial payment gateways take 2% to 3% plus GST and demand institutional GSTIN documents that student clubs rarely possess. Direct UPI is the best alternative, but fake screenshot generators have made manual verification risky.
Common Forgery Techniques Used by Attendees 1. **Canva/Photoshop Font Mismatch**: Altering the amount from ₹50 to ₹500 using mismatched system fonts. 2. **Duplicate UTR Recycling**: Five students sharing the exact same 12-digit UPI reference number. 3. **Timestamp Manipulation**: Submitting last week's mess canteen receipt with a cropped header.
How to Protect Your Fest Budget Without Gateway Deductions
1. Enforce Unique 12-Digit UTR Constraints A platform database should never allow the same bank Reference/UTR number to be submitted across two different registrations. This automatically eliminates 80% of duplicate receipt scams.
2. Verify Directly Against Your Bank SMS / Statement Rather than trusting the image pixels, verify the 12-digit UTR against your linked club bank account or UPI app transaction history.
3. Two-Tier Approval Workflows Assign verification tasks to 2-3 designated core committee members who approve tickets in batches before gate passes are generated.
Topics covered in this guide:
#UPI Payments#Fraud Prevention#College Finance#Direct UPI
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